Kalnavi for Business, Plans and Prices, and the Kalnavi Partner Program
A small business owner usually plays every role. By day they handle stock and reply to customers, by night they reconcile the books half asleep. Hiring another person is not always affordable.
Kalnavi Business offers a middle path: one workspace for sales, stock, cash and staff, with AI agents that read your own numbers and suggest what to do next. You stay the one who decides. This post walks through the product and its prices, then the Kalnavi Partner Program, which pays subscribers a monthly commission for bringing in other customers.
Everything in one workspace
| Module | What it does |
|---|---|
| Invoices and receivables | Create invoices, share them by email or WhatsApp, and see which ones are overdue |
| Data Inbox | Send in receipts and bank statements. Kalnavi reads them, you check and approve |
| Cashier and inventory | Sell from your phone, scan barcodes, watch stock levels and import from Excel |
| Finance | Cash book, profit and loss, and a 90-day cash forecast |
| Employees and tasks | Staff records, payroll and team tasks |
On top of these modules sit agents for stock, billing and finance. Each one reads its own numbers and writes down the next action. Every morning around 07:00 local time, a director's summary lands in the admin's inbox. Purchase orders and payment reminders stay as proposals until you approve them.
Kalnavi Business works for companies anywhere. Each company sets its own country, currency and time zone, and its data is stored separately with admin, editor and viewer roles. You can try the full Business system free for 14 days with no card, and your data stays after the trial.
Plans and prices
The first subscribers on each plan get a Pioneer Price. It stays locked for as long as the subscription continues without a break. Once the Pioneer seats are gone, new customers pay the normal price.
| Plan | Normal price per month | Pioneer price per month | Pioneer price billed yearly | Pioneer seats |
|---|---|---|---|---|
| Free | Rp0 | Rp0 | Rp0 | Unlimited |
| Pro | Rp599,000 | Rp199,000 + 5% fee (Rp208,950) | Rp2,256,000 per year | 100 |
| Bisnis | Rp1,999,000 | Rp599,000 + 5% fee (Rp628,950) | Rp6,792,000 per year | 100 |
| Usaha | Rp4,999,000 | Rp1,699,000, all fees included | Rp18,349,000 per year | 50 |
| Enterprise | Rp14,999,000 | Rp5,999,999, all fees included | Rp64,799,000 per year | 20 |
Paying yearly saves 10%, and a yearly payment can be refunded in full within the first 14 days.
| Daily limits and features | Free | Pro | Bisnis | Usaha | Enterprise |
|---|---|---|---|---|---|
| Chats per day | 20 | 150 | 400 | 800 | 3,000 |
| Deep Thinking answers per day | None | 20 | 60 | 200 | 1,000 |
| Multi-agent tasks per day | None | 30 | 100 | 400 | 1,500 |
| Browser agent and Kalnavi Code steps per day | 40 | 300 | 1,500 | 3,000 | 10,000 |
| Business system (cashier, stock, finance, tax, agents) | No | No | No | Yes | Yes |
| Online store and Store Manager | No | No | Yes | Yes | Yes |
| Public AI-built pages | None | 1 | 3 | 10 | 30 |
| Chat widgets for your site (messages per day) | None | None | 1 (300) | 3 (1,000) | 10 (5,000) |
| Team members | None | None | None | 5 | 20 |
| Scheduled missions | None | None | None | 3 | 20 |
| Telegram consultations per day | None | None | None | 40 | 200 |
| Email to Agent per day | None | None | None | 20 | 100 |
| OpenAI-format API calls per day | None | None | None | None | 5,000 |
Usaha also includes 8 promotional posters a month and priority support over WhatsApp. Enterprise adds the new Director on Telegram: type /misi with your goal, and the agent team does the work and sends the result back to the chat. Every paid plan gets a weekly report of what Kalnavi did for you.
Two optional services take the heavy lifting off your hands. Data Migration moves your products, customers, opening balances and open invoices from Excel, Accurate, Jurnal, Moka or majoo, for a one-off Rp3,000,000 on Usaha or Rp15,000,000 on Enterprise. Book Closing With an Accountant costs Rp4,999,000 a month for owners without finance staff, and is currently a waitlist while partner accountants are being selected.
Prices above are taken from the Pricing page as of 11 November 2026 and may change.
The Kalnavi Partner Program
Kalnavi Partners are subscribers who earn a commission every month for each person who subscribes through them. It is aimed at people who already use Kalnavi for their own business and have a network of other business owners.
The commission depends on the plan the referred person buys, and each plan is counted separately:
| Plan your referral buys | Your commission per person | How long it runs |
|---|---|---|
| Bisnis | 20%, Rp119,800 per month | As long as Kalnavi operates and both of you stay subscribed |
| Usaha | Rp630,000 per month | As long as Kalnavi operates and both of you stay subscribed |
| Enterprise | 30%, Rp1,799,999 per month | The first 12 payments |
| Pro | No commission |
One Enterprise company paying monthly earns you Rp21,599,988 over 12 payments. If it pays yearly, the commission is Rp19,439,700, paid out in 4 instalments every 3 months. After the Enterprise Pioneer seats run out, the Enterprise price goes up and its commission becomes Rp4,499,700 per company per month.
What the numbers look like
These examples assume every referral pays every month. They are calculations, not guaranteed income.
| Active referrals | Per month | Over 12 months |
|---|---|---|
| 10 on Bisnis | Rp1,198,000 | Rp14,376,000 |
| 10 on Usaha | Rp6,300,000 | Rp75,600,000 |
| 10 on Enterprise | Rp17,999,990 | Rp215,999,880 |
The rules, in plain words
- Only people you invite directly count. There are no commissions from people your referrals bring in, so this is a referral program, not a multi-level scheme.
- You need to keep your own Bisnis, Usaha or Enterprise subscription active.
- Bisnis commission starts once your referral has created a store in Kalnavi.
- Commissions are held for 14 days and cancelled if the payment is refunded.
- Commissions are paid as long as Kalnavi is able to pay them. If Kalnavi stops operating or faces a financial crisis, payouts may be delayed or stopped, and Partners will be told.
How to start
- Try Kalnavi free at kalnavi.com, or start the 14-day Business trial with no card.
- Subscribe to Bisnis, Usaha or Enterprise on the Pricing page. The subscribe button connects you over WhatsApp, and the plan activates once payment is received.
- Choose Daftar jadi Mitra (Become a Partner) on the Pricing page and send proof of your subscription. Your referral code becomes active, and you can track it in the Partner Center.
- Share Kalnavi with fellow business owners, using your own experience as the story.
The best recommendation comes from real use. Run your own business on Kalnavi for a few weeks first. After that, inviting others feels like passing on a useful tip rather than selling.